Njani ukuvula i-akhawunti ebhankini kwi-Norway - TransferWise

Okokuqala, kuza kufuneka i-isithai Wesizwe inamba yesazisi

Ezaziwayo kuba yayo otyebileyo-oli ugcine, frosty imozulu, usapho-orientated inkcubeko kunye fishing, Norway kanjalo enye uninzi expensive amazwe ehlabathiniNangona yayo ephezulu iindleko ophilayo, ke? ithathwe njengoko omnye eyona amazwe kuba umgangatho wobomi - alikwazi ukwahlula surprising ukuba ngoko ke, abaninzi expats ukhethe emigrate apho. Ke enjalo ethandwa kakhulu engqongileyo ukuba immigrants kwaye expats ngokwenene ukwenza phezulu whopping. Ngoko ke ukuba ufuna anayithathela rhoqo dreamed ka-abahlala kufutshane snow-capped iintaba okanye cabins kwi-isithai fjords, nisolko hayi omnye kuphela. Ukuze ufumane jikelele lula kwi daily life, omnye lokuqala izinto uzakudinga xa uyise kwelinye ilizwe ufumana i-bank i-akhawunti. Ukuvula i-akhawunti ebhankini kwi-Norway ayi kunzima, kodwa kukho inkqubo ukuba kufuneka lumkela. Oku esikhutshwe wobulali irhafu assessment-ofisi ukuba abo banelungelo lokufumana hlala okanye umsebenzi kweli lizwe kuba ngaphezulu kweenyanga ezintandathu.

Abo ucwangciso ukuba uhlale kuba ngaphantsi kweenyanga ezintandathu, uza kunikwa into ebizwa i-I-Nani endaweni, apho unako kanjalo kusetyenziswa ukuvula i-akhawunti ebhankini.

Kufuneka uqaphele ukuba kuya banokuthatha phezulu ukuya kwiiveki ezimbini kuba ezi safika. Ukuvula i-akhawunti ebhankini, ukongeza yakho isithai Wesizwe inamba yesazisi okanye I-Inani, uza kanjalo kufuneka: Zonke ezi amaxwebhu ingaba pretty kulula ukufumana, ngoko ke eyona ukuba bathenge kubo bonke phambi kokuba uqale ujonge kuba zakho zilungile bank. Awunokwazi vula i-standard bank i-akhawunti ukusuka ngaphesheya. Nangona kunjalo, nibe kuvunyelwa ukuba vula savings-akhawunti ukuba ukhe ubene ukusuka eyona nto kweli lizwe kwaye uzimisele ukwenza enkulu idiphozithi. Umzekelo, DNB Bank sele ubuncinane idiphozithi yokuba zilawulwe omnye yezigidi Isithai kroner. Kodwa ukuba ukhe ubene elifutshane kwi imali kwaye ujonge ukuvula a standard ngemini umhla bank i-akhawunti, uza ngokuqinisekileyo kufuneka yokuhlala idilesi kwi-Norway kuqala. Awunokwazi vula i-standard bank i-akhawunti njenge-non-resident ka-Norway, kodwa kwezinye iimeko uyakwazi vula savings-akhawunti njengoko kuchaziwe i ulwazi elidlulileyo candelo. Ewe, unako ukuvula i-akhawunti ye-intanethi, kodwa kufuneka ufumane Bank i-ID kuqala. Ngokunjalo usebenzisa yakho Yebhanki ID ukuvula i-akhawunti ebhankini, i-intanethi, uyakwazi ukuyisebenzisa ukuba umqondiso isemthethweni amaxwebhu, ndithi kwi indlu kwaye nkqu ahlawule eyilwayo yemali. Uyakwazi ukufumana Bank i-ID yakho xa uthatha incwadana yokundwendwela kwaye I-Inani - National inamba yesazisi na bank. Xa ukhethe i-Bank i-ID, uza ke nako ukuvula i-akhawunti ebhankini kwi-intanethi. Xa ufuna anayithathela isetyenziswe kuba waza wafumana yakho I-Inani - National inamba yesazisi, uyakwazi ukuvula i-akhawunti instantly yi-makhaya i-sebe okanye i-intanethi kunye Bank i-ID. Ukuba akunayo i-Bank i-ID kanti, uza kuba ukuba angakudlakathisi ngokwasemzimbeni ndwendwela i-sebe ukuvula i-akhawunti yakho ngokunjalo yokufumana Ibhanki i-ID kwi - inkqubo. Ukuba angakudlakathisi ngokwasemzimbeni ukuvula i-akhawunti kwi sebe, kuza kufuneka kwenza idinga kuqala. Ewe, zininzi iibhanki ngubani onako ukuvula i-akhawunti kuba kuni kamsinya. Skandia Bank, Bank isithai kwaye Din BANK kunikela i-intanethi-kuphela amava ukuba yintoni nisolko kwiindawo zentengiso kuba. Ezi iibhanki ingaba ngokuqhelekileyo lula ukuba ibandakanye njengoko ungakhetha kwakhona isicelo sakho Bank i-ID-intanethi kwaye ikholisa exempt ukusuka kwi-ATM imirhumo ngokungafaniyo eqhelekileyo isithai high-street iibhanki abo bakholisa kwentlawulo kuwe kuba ATM withdrawals. Igqiba apho bank yi best kuwe kuxhomekeke iimfuno zakho kwaye apho kanye kanye kwi-Norway nisolko uyise. Sparebanken Vest, umzekelo, wenze amasebe kwaye ATMs kwi kuphela Western Norway. DNB Bank lelona ethandwa kakhulu bank kwi-Norway, nangona ekubeni kuphela ishumi elinesibhozo amasebe kwaye amane anesixhenxe ATMs. Banikela a yangoku i-akhawunti ngokuba Zesilivere Ikhadi, ezibandakanya i-VISA ikhadi kunye mobile kwaye internet banking. Uninzi - ukuba asingabo bonke - iibhanki kwi-Norway deduct ingxelo yonyaka-VISA ikhadi imali. Kodwa baye kanjalo ngaphandle kwentlawulo a intlawulo kwishumi NOK kuba ATM imali withdrawals. Kungenjalo, banikela a yangoku i-akhawunti ngokuba SAGA ukuba iza nge wezezimali kwaye utyelele i-inshorensi, oko kuluncedo kakhulu kuba expats ukuba ufuna iphaphazela emva ekhaya wonke ngoku kwaye kwangoko. Iindaba ezimnandi kuba abafundi abantwana kukuba ezi-ethile akhawunti iintlobo ingaba exempt ukusuka kwi-ATM kwaye yonyaka-VISA imirhumo.

Ukuba isithai ingu nangona sikwimeko yoqoqosho enzima kuba nawe, DNB kanjalo kuphela enkulu isithai bank ukunikela i-isixhosa ulwimi kwiwebhusayithi.

Dibanisa, ke i lula ukuvula i-akhawunti ebhankini-intanethi ukuba sele unayo i-Bank i-ID. Norway ke, oyena anesibini uninzi ethandwa kakhulu bank, Nordea, sele amasebe kwaye ATMs mbombo zone zeli. Banikela ngoku, ulutsha, umntwana kwaye igcina ii-akhawunti kunye amaxesha amaninzi mobile banking iinketho. Nangona kunjalo, yabo yonyaka-VISA ikhadi intlawulo yi-kancinci ngaphezulu kwama-DNB: ama NOK. Njenge DNB, babo ulutsha kwaye umntwana ii-akhawunti bamele kanjalo exempt ukusuka nayiphi imirhumo, ii-akhawunti unako kuvuleka, i-intanethi kunye Ibhanki i-ID. Nkqu nokuba babe musa kunikela i-isixhosa-ulwimi iwebhusayithi, zonke ii-akhawunti zabo unako kuthelekiswa icala-yi-icala usebenzisa wakha-zincwadi uguqulelo imisebenzi efana Google Guqulela kwi ye-chrome.

Sparebanken Vest ingaba amashumi amahlanu kuwo amasebe Western Norway, ngamnye nge-i-ATM.

DNB sele elona nani liphantsi imali kwi NOK

Banikela eqhelekileyo assortment ka-yangoku, student kwaye ishishini ii-akhawunti.

Nangona kunjalo, ukuba ukhe ubene ikhangela a savings-akhawunti, uza kuba ngaphandle comment. Yabo VISA Ebukekayo yangoku i-akhawunti ivumela ukuze lifike kwi-intanethi, kulula imali withdrawals kwaye sebenzisa ngaphesheya, njengoko nazo zonke ezinye isithai iibhanki. Efana ne-DNB, abathengi unako ukuvula i-akhawunti usebenzisa i-intanethi Bank i-ID, kwaye yonyaka-VISA ikhadi imali kuba ngoku i-akhawunti NOK, nangona student ii-akhawunti ingaba exempt. Isidanish bank Danske wenziwe zokusebenza kwi-Norway ukususela ebutsheni s. Oko sele amathathu anesithandathu amasebe kulo lonke Norway kwaye ATMs.

Zintathu ngoku ii-akhawunti ziyafumaneka: Engundoqo Akhawunti nge-ingxelo yonyaka-VISA ikhadi imali ka-ama NOK, Igolide Umvuzo kwi-Akhawunti kunye utyelele i-inshorensi kwaye ikhadi lebhanki letyala, kwaye Zeplatinam Umvuzo wabo Ikhadi kunye zonke ngaphezulu dibanisa free airport lounge ufikelelo.

Igolide kwaye Zeplatinam ii-akhawunti ingaba exempt kwi-VISA ikhadi imali, kodwa incur ngenyanga imali amahlanu kwaye NOK ngokulandelelana.

Danske Bank kanjalo inikezela imali-free lwabafundi kwi-akhawunti kwaye i-impressive umqolo we ukugcina ii-akhawunti, nangona kunjalo, kukho akukho mcimbi ii-akhawunti ezikhoyo. ATM imirhumo ikwasebenza Ukuba arhoxe imali esuka rival bank, uyakwazi kuba ibe igcwalisiwe nantoni na phakathi isixhenxe kwakunye neshumi NOK, nangona abafundi abantwana exempt ukusuka ezi ukungazibandakanyi imirhumo.

Sparebanken imirhumo ezintathu NOK ukuba arhoxe ukusuka kwezabo ATMs, ishumi NOK kuba rival ATMs. DNB imirhumo ishumi NOK kungakhathaliseki apho ATM kuwe arhoxe ukususela, okanye amane NOK omnye ukuba unengxaki Mastercard. Umgangatho wangoku ii-akhawunti musa incur ngenyanga imali. Nangona kunjalo, umvuzo wabo ii-akhawunti kunye izibonelelo ezingaphezulu ezifana utyelele i-inshorensi kwaye airport lounge ukufikelela idla deduct ngenyanga imali.

Ukuba kufuneka kunikelwe imali ngaphesheya, kuza kubakho hefty surcharge.

DNB inikezela elona nani liphantsi umyinge e.

kuba ngamazwe unikezelo, kodwa uyakwazi silindele ezinye iibhanki ukuthatha kangangoko.

amashumi amabini anesihlanu ngenxa yabo troubles. Ezinye iibhanki uza kwentlawulo kuphela. kodwa uza kanjalo ziquka i-enye imali ka NOK.

Iphezulu ezi imirhumo, apho ikholisa poorly ixwebhu, uza kanjalo kuba subjected ukuba umyalelo exchange umyinge njengoko ukusetyenziswa kwemali ngu nokuguquka.

Oku iselwa lohlobo ka-retail iibhanki nezinye eqhelekileyo kunikelwe ngenkonzo bamatyala. Nangona kunjalo TransferWise ikuvumela unikezelo imali usebenzisa i-real mid-kwimakethi exchange umyinge - efanayo omnye uzakufumana kwi-Google. Kwaye, ezinamazinga, indlela ngakumbi ngaphaya imirhumo.