Google Guqulela ingaba ngenene eluncedo apha
Ngoko ke, ngaba anayithathela uhleli apha kuba ngexesha kwaye nisolko ukucinga, lo mnandi indawo settle phantsi okanye mhlawumbi ufuna ukwenza i-mali ngexesha nisolko abahlala apha endaweni alahle imali yakho kude kwi kukrazulwa. Apha Stavanger, real estate agents ngokubanzi umsebenzi abathengisi bathenga ngamalungeloKukho uzakufumana ukubona zonke izindlu ukuba ingaba kuba ziyathengiswa kwi-Stavanger indawo. Kukho inkcazelo izindlu xa unqakraza kwi kwabo, uzalise kunye nemifanekiso kwaye ezinye iinkcukacha. Enye kwindawo apho oninika ulwazi malunga iimpahla njenge zingaphi iintsuku baya anayithathela sele kwiindawo zentengiso kwaye ukuba ixabiso lendlu sele ukwanda okanye decreased ngokuhamba kwexesha. Ukuba unomdla propati, ubhale igama lakho kwaye ulwazi jikelele phantsi kwi iarhente ke uluhlu. Ukuba awenzanga njalo, iarhente ukholisa kunibiza usuku emva kunokwenzeka kwaye ucele ukuba ukhe ubene anomdla ekwenzeni nawuphi na sihlanganisa ii-bid.
Emva sihlanganisa ii-bid kungenziwa ifowuni - SMS
Kanjalo, ukuba nabani na ongomnye lwenze na sihlanganisa ii-bid, uza kwaziswa. Oku ukuchongeka ebonisa kwi-wonke inkqubo kaninzi kunokuba hayi, ukuchongeka i-uthengisa ixabiso-propati. Ukuba unomdla eyenza ndithi, kufuneka uzalise bidding ifomu ngomhla umva le prospectus (apho kufuneka bayamkela ngomhla kunokwenzeka, ukuba akunjalo uyakwazi nje ehlele ezantsi iarhente ngu-ofisi ukufumana enye) angenise ngayo (umntu okanye nge-imeyili okanye ngefeksi) ukuba iarhente.
Kufuneka uqinisekise ukuba unengxaki ukubhalwa uxwebhu kwi-bank exela ukuba uza kuba sikwazi uzinzo kwizimali(savings kwaye - okanye imali-mboleko) ukufumana wathi ipropati.
Oku mortgage ukuvunywa uxwebhu banokuthatha ukuya kwi-ngeveki okanye ezimbini ukuze ufumane njengoko bank ifuna ukwenza i-credit jonga kwi nani. Ngoko ke, musa ukulinda umhlaba ngomzuzu wokugqibela ukufumana oku. Nomthengisi bafanele ukubonisa kufuneka ulinde amabini anane emva kunokwenzeka ukwamkela ndithi. Ukuba kukho ngaphezu kwesinye ndithi, 'imfazwe' kuqala. Kwezo meko buyers uza pit iziqu zabo ngokuchasene omnye komnye, outbidding ephezulu isixa-mali. Kunjalo, oku misa xa amaqela anomdla okanye ngaphandle imfazwe, kude kube ngumhla wokugqibela bidder ngu ekhohlo. Nomthengisi bafanele ukubonisa sele yomtshutshisi ngomhla oya kuyo ukuba - oko kukholisa ukwenzeka, kodwa akusoloko, kuthengiswe ngam ephezulu bidder. Mortgages Uninzi iibhanki kunikela mortgages ukuba ufuna ukuthenga indlu okanye i-apartment.
I-ixesha lokuhlawula kuba mortgage ngu elide, idla phakathi amabini amashumi amathathu eminyaka.
Abantu abo musa owakhe indlu yasekhaya ngowe-Norway angafaka isicelo sephepha-mvume kuqala-ixesha umthengi mortgage, i.e. a mortgage kunye enye inzala kuba yonke imali apho unako ukuboleka ukuya kwi-anamashumi ka-ukuthenga kwexabiso. Qhagamshelana yakho yebhanki yokufumana phandle ukuba yimalini uyakwazi ukuboleka kwaye yintoni inzala i-bank inikezela. Kuzisa yakho irhafu kubuya aze ahlawule ukutyibilika kwi-bank ukuba uxwebhu ingeniso yakho inqanaba. Ukufumana phandle ukuba yeyiphi i iibhanki kunikela elona nani liphantsi inzala amazinga apha. Abantu abo musa owakhe indlu yasekhaya ngowe-Norway angafaka isicelo sephepha-mvume kuqala-ixesha umthengi mortgage ukusuka zabo bank, i.e.
a mortgage kunye enye inzala kuba yonke imali apho unako ukuboleka ukuya kwi-anamashumi amabini ekhulwini ukuthenga kwexabiso.
Ukuba bank akazimiselanga ukuba ubolekise kuwe anamashumi amabini ekhulwini ukuthenga ixabiso, ungafaka isicelo a qala-mboleko evela umasipala wakho. QALA-MBOLEKO EVELA YAKHO UMASIPALA Ukuba unayo iingxaki ukufumana imali-mboleko evela yakho yebhanki ukuthenga eyakho ekhaya, okanye ufuna uncedo ukuze uhlale yakho yangoku ekhaya, ungafaka isicelo a qala-mboleko. Imali-mboleko angasetyenziswa njengoko bridge financing okanye ngokupheleleyo financing kuba ukuthenga okanye renovating indlu, njengoko re-financing ukuba uhlale yakho yangoku ndlu, kwaye njengoko-top-up financing ukwakha indlu entsha. Ezahluka-hlukileyo oomasipala kufuneka ezahluka-imigaqo-nkqubo, iindlela zokusebenza ezilungileyo xa oko iza ngokumnika qala iimali-mboleko. Kubalulekile phezulu kumasipala lokugqiba nokuba umntu kufuneka kunikelwa-mboleko kwaye kangakanani. EZISISISEKO imali-MBOLEKO EVELA ISITHAI KARHULUMENTE IZINDLU BANKA ezisisiseko imali-mboleko angasetyenziswa ukususela isithai Karhulumente Izindlu Bank kuba building omtsha ekhaya okanye kuba renovating kwaye adapting ekhoyo ngoku ekhaya. Indlu kufuneka ahlangane ezithile nkqubo enxulumene enye uyilo (ufikelelo) kwaye amandla ezisebenzayo - bume. Ukuba indlu satisfies iindlela, isinorwegian Izindlu Bank unako isibonelelo semali-mboleko kutsho kwi- le iindleko okanye ukuthenga kwexabiso samkelwe ngumlawuli bank. Izicelo kufuneka singeniswe isithai Karhulumente Izindlu Bank, apho administers i-scheme. IZINDLU IZIBONELELO A izindlu imali iyafumaneka ukuze ngabo uninzi ababehlelelekile ngaphambili kwi-izindlu kwiindawo zentengiso. I indlu kufuneka experiencing elide okanye umhlali-mali iingxaki, okanye ekhaya kufuneka kufuneka ka-ezikhethekileyo ukuziqhelanisa. Izibonelelo unako kunikwa ukuthenga i-ekhaya, renovate - adapt omnye ke owakhe ekhaya, kwaye kwakhona-iimali a mortgage ukuze ukwazi ukuhlala kwindawo enye ke ngoku ekhaya. Izicelo kuba izindlu izibonelelo kufuneka singeniswe umasipala ukuba administers i-scheme. Qhagamshelana yengingqi yakho umasipala ulwazi oluphangaleleyo. Congrats Ngaba anayithathela ngoku onayo-propati. Xa nomthengisi bafanele ukubonisa sele yamkelwe yakho, ndithi, kubalulekile ngokusemthethweni-bophelela. Kuya kubakho zoko ukuba wena okanye nomthengisi bafanele ukubonisa umva kwindlela yakho - zabo ilizwi malunga nezakhiwo. Ngaphakathi - iiveki, uza kufumana isiqinisekiso ileta evela iarhente exela ukuba kufuneka ngempumelelo wazuza-propati.
Kuya kanjalo kukunika ulwazi malunga intlanganiso uya kuba kunye abathengisi bathenga ngamalungelo.
E-intlanganiso yokuqala, umthengi nomthengisi bafanele ukubonisa uza kufumana identical iincwadi eziza ziqulathe lonke ulwazi malunga ne-propati.
Emva koko uza qinisekisa ukuba zonke iinkcukacha ichanekile kwaye zonke izivumelwano iya kuba esayiniweyo. Unako kanjalo qala ukuxoxa iinkcukacha kuba, umzekelo, ukuba ufuna ukuthenga phezu na nomthengisi bafanele ukubonisa ke furnishings, njalo-njalo njalo-njalo. Kuza kufuneka ahlawule omkostninger (imirhumo) kwaye elishumi ye-uthengisa ixabiso ngaphakathi kweentsuku ezilishumi elinesine lee-intlanganiso yokuqala. Bubonke imali kufuneka kuhlawulwa phambi uthatha phezu ipropati. (Kufuneka bazise yakho yebhanki ngoko ke siyazi ukuba xa unikezelo imali)Izindlu Mimiselo.
Nazi ezinye mimiselo ukuze babe kukunceda kwi-ikhangela a ipropati.
Qaphela kwe-xa ufuna ukuthenga i-apartment okanye rekkehus, inokuba ezingaphezulu ngenyanga iindleko. Breakdown ka kwiindawo kwi-Stavanger.
